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Ethical brand ratings and accreditation since 2001

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Is thinkmoney ethical?

thinkmoney has been researched and ranked in The Good Shopping Guide’s Ethical Banks & Building Societies Ratings Table and receives a below-benchmark score.

Although our ethical requirements have not yet been met by this company, we hope that in the future, it will make the necessary changes to become a more ethical business.

More information on the ethical issues faced by the sector, may be found in The Good Shopping Guide’s article on Ethical Banking. You can also use our Ethical Banks & Building Societies Ratings Table to compare thinkmoney to other banks.

What does thinkmoney do?

thinkmoney is a digital bank which primarily offers current accounts. This includes a ‘Smart budgeting tool’ where customers can split their finances into one portion for savings and one for bills.

For which criteria does thinkmoney score poorly? 

thinkmoney unfortunately attains a bottom rating for Environmental Report. This is because the company does not publish any information about its sustainability commitments or efforts, which suggests that it does not consider environmental policies to be a priority.

In what areas does thinkmoney score well for its ethics?

thinkmoney was not found to be involved in any unethical investment or business practices and therefore receives top rating in the Irresponsible Lending and Other Criticisms categories.

How can thinkmoney improve its ethical rating?

The ethical rating of a Finance brand is divided into three categories by The Good Shopping Guide: the Environment, People and Other. Find out more about how we rate.

To attain a better rating in The Good Shopping Guide and work towards meeting our ethical benchmark, thinkmoney should include some public information about its sustainability commitments.

If you’re interested in learning more about achieving Ethical Accreditation for your brand, please contact us or complete a Free Initial Assessment form.

Ethical performance in category


GSG score


GSG category benchmark


Ethical Rating


  • Environmental Report


  • Environmental Destruction


  • Carbon Disclosure & Reduction Targets



  • Irresponsible Lending


  • Political Donations



  • Ethical Accreditation


  • Responsible Investment Policy


  • Mutual Status


  • Other Criticisms


= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating