Insurance: Ethical Comparison Ratings Table
Several of the UK’s largest insurance companies are also funding industries with severe human rights concerns. From manufacturing weapons and other technologies used in war, to funding oppressive military governments, find out about how insurance brands are using your money.
Benchmark score within the category
Insurance: Ethical Comparison Ratings Table

Arma Karma

Arma Karma Ethical Rating
Parent company: Arma Karma Ltd
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
Environment
-
Environmental Report
Good
-
Environmental Destruction
Good
-
Carbon Disclosure & Reduction Targets
N/A
People
-
Irresponsible Lending
Good
-
Political Donations
Good
Other
-
Ethical Accreditation
Good
-
Responsible Investment Policy
N/A
-
Other Criticisms
Good
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating

ETA

ETA Ethical Rating
Parent company: ETA Services Ltd
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
Environment
-
Environmental Report
Good
-
Environmental Destruction
Good
-
Carbon Disclosure & Reduction Targets
N/A
People
-
Irresponsible Lending
Good
-
Political Donations
Good
Other
-
Ethical Accreditation
Good
-
Responsible Investment Policy
N/A
-
Other Criticisms
Good
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating

Naturesave

Naturesave Ethical Rating
Parent company: Naturesave Policies Ltd
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
Environment
-
Environmental Report
Good
-
Environmental Destruction
Good
-
Carbon Disclosure & Reduction Targets
N/A
People
-
Irresponsible Lending
Good
-
Political Donations
Good
Other
-
Ethical Accreditation
Good
-
Responsible Investment Policy
N/A
-
Other Criticisms
Good
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating

Hastings Direct
Hastings Direct Ethical Rating
Parent company: Dorset Bidco Ltd (Sampo Plc/Rand Merchant Investment Holdings Limited)
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
Environment
-
Environmental Report
Good
-
Environmental Destruction
Good
-
Carbon Disclosure & Reduction Targets
Good
People
-
Irresponsible Lending
Good
-
Political Donations
Good
Other
-
Ethical Accreditation
Acceptable
-
Responsible Investment Policy
N/A
-
Other Criticisms
Good
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating

Ageas
Ageas Ethical Rating
Parent company: Ageas S.A./N.V.
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
Environment
-
Environmental Report
Good
-
Environmental Destruction
Good
-
Carbon Disclosure & Reduction Targets
Good
People
-
Irresponsible Lending
Good
-
Political Donations
Good
Other
-
Ethical Accreditation
Acceptable
-
Responsible Investment Policy
Acceptable
-
Other Criticisms
Good
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating

Churchill
Churchill Ethical Rating
Parent company: Direct Line Insurance Group Plc
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
Environment
-
Environmental Report
Good
-
Environmental Destruction
Good
-
Carbon Disclosure & Reduction Targets
Good
People
-
Irresponsible Lending
Good
-
Political Donations
Good
Other
-
Ethical Accreditation
Acceptable
-
Responsible Investment Policy
Acceptable
-
Other Criticisms
Good
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating

Direct Line
Direct Line Ethical Rating
Parent company: Direct Line Insurance Group Plc
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
Environment
-
Environmental Report
Good
-
Environmental Destruction
Good
-
Carbon Disclosure & Reduction Targets
Good
People
-
Irresponsible Lending
Good
-
Political Donations
Good
Other
-
Ethical Accreditation
Acceptable
-
Responsible Investment Policy
Acceptable
-
Other Criticisms
Good
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating

Aviva

Aviva Ethical Rating
Parent company: Aviva Plc
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
Environment
-
Environmental Report
Good
-
Environmental Destruction
Good
-
Carbon Disclosure & Reduction Targets
Good
People
-
Irresponsible Lending
Poor
-
Political Donations
Good
Other
-
Ethical Accreditation
Good
-
Responsible Investment Policy
Acceptable
-
Other Criticisms
Good
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating

General Accident

General Accident Ethical Rating
Parent company: Aviva Plc
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
Environment
-
Environmental Report
Good
-
Environmental Destruction
Good
-
Carbon Disclosure & Reduction Targets
Good
People
-
Irresponsible Lending
Poor
-
Political Donations
Good
Other
-
Ethical Accreditation
Good
-
Responsible Investment Policy
Acceptable
-
Other Criticisms
Good
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating

More Than
More Than Ethical Rating
Parent company: Tryg A/S/Intact Financial Corporation
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
Environment
-
Environmental Report
Good
-
Environmental Destruction
Good
-
Carbon Disclosure & Reduction Targets
Good
People
-
Irresponsible Lending
Good
-
Political Donations
Good
Other
-
Ethical Accreditation
Acceptable
-
Responsible Investment Policy
Poor
-
Other Criticisms
Good
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating

Quote Me Happy

Quote Me Happy Ethical Rating
Parent company: Aviva Plc
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
Environment
-
Environmental Report
Good
-
Environmental Destruction
Good
-
Carbon Disclosure & Reduction Targets
Good
People
-
Irresponsible Lending
Poor
-
Political Donations
Good
Other
-
Ethical Accreditation
Good
-
Responsible Investment Policy
Acceptable
-
Other Criticisms
Good
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating

RSA
RSA Ethical Rating
Parent company: Tryg A/S/Intact Financial Corporation
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
Environment
-
Environmental Report
Good
-
Environmental Destruction
Good
-
Carbon Disclosure & Reduction Targets
Good
People
-
Irresponsible Lending
Good
-
Political Donations
Good
Other
-
Ethical Accreditation
Acceptable
-
Responsible Investment Policy
Poor
-
Other Criticisms
Good
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating

Admiral
Admiral Ethical Rating
Parent company: Admiral Group Plc
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
Environment
-
Environmental Report
Acceptable
-
Environmental Destruction
Good
-
Carbon Disclosure & Reduction Targets
Acceptable
People
-
Irresponsible Lending
Good
-
Political Donations
Good
Other
-
Ethical Accreditation
Acceptable
-
Responsible Investment Policy
Acceptable
-
Other Criticisms
Good
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating

Diamond
Diamond Ethical Rating
Parent company: Admiral Group Plc
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
Environment
-
Environmental Report
Acceptable
-
Environmental Destruction
Good
-
Carbon Disclosure & Reduction Targets
Acceptable
People
-
Irresponsible Lending
Good
-
Political Donations
Good
Other
-
Ethical Accreditation
Acceptable
-
Responsible Investment Policy
Acceptable
-
Other Criticisms
Good
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating

Elephant
Elephant Ethical Rating
Parent company: Admiral Group Plc
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
Environment
-
Environmental Report
Acceptable
-
Environmental Destruction
Good
-
Carbon Disclosure & Reduction Targets
Acceptable
People
-
Irresponsible Lending
Good
-
Political Donations
Good
Other
-
Ethical Accreditation
Acceptable
-
Responsible Investment Policy
Acceptable
-
Other Criticisms
Good
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating

Express Insurance Services
Express Insurance Services Ethical Rating
Parent company: The Ardonagh Group Ltd
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
Environment
-
Environmental Report
Poor
-
Environmental Destruction
Good
-
Carbon Disclosure & Reduction Targets
Acceptable
People
-
Irresponsible Lending
Good
-
Political Donations
Good
Other
-
Ethical Accreditation
Acceptable
-
Responsible Investment Policy
N/A
-
Other Criticisms
Good
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating

NFU Mutual
NFU Mutual Ethical Rating
Parent company: The National Farmers Union Mutual Society Ltd
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
Environment
-
Environmental Report
Good
-
Environmental Destruction
Good
-
Carbon Disclosure & Reduction Targets
Acceptable
People
-
Irresponsible Lending
Good
-
Political Donations
Good
Other
-
Ethical Accreditation
Acceptable
-
Responsible Investment Policy
Poor
-
Other Criticisms
Good
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating

Swinton
Swinton Ethical Rating
Parent company: The Ardonagh Group Ltd
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
Environment
-
Environmental Report
Poor
-
Environmental Destruction
Good
-
Carbon Disclosure & Reduction Targets
Acceptable
People
-
Irresponsible Lending
Good
-
Political Donations
Good
Other
-
Ethical Accreditation
Acceptable
-
Responsible Investment Policy
N/A
-
Other Criticisms
Good
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating

Animal Friends
Animal Friends Ethical Rating
Parent company: Animal Friends Insurance Services Ltd
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
Environment
-
Environmental Report
Poor
-
Environmental Destruction
Good
-
Carbon Disclosure & Reduction Targets
Poor
People
-
Irresponsible Lending
Good
-
Political Donations
Good
Other
-
Ethical Accreditation
Acceptable
-
Responsible Investment Policy
N/A
-
Other Criticisms
Good
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating

Green Insurance Group
Green Insurance Group Ethical Rating
Parent company: Global Risk Partners Ltd/Searchlight Capital Partners L.P.
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
Environment
-
Environmental Report
Poor
-
Environmental Destruction
Good
-
Carbon Disclosure & Reduction Targets
Poor
People
-
Irresponsible Lending
Good
-
Political Donations
Good
Other
-
Ethical Accreditation
Acceptable
-
Responsible Investment Policy
N/A
-
Other Criticisms
Good
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating

AA
AA Ethical Rating
Parent company: TowerBrook Capital Partners L.P./Warburg Pincus L.L.C.
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
Environment
-
Environmental Report
Good
-
Environmental Destruction
Good
-
Carbon Disclosure & Reduction Targets
Acceptable
People
-
Irresponsible Lending
Good
-
Political Donations
Poor
Other
-
Ethical Accreditation
Acceptable
-
Responsible Investment Policy
N/A
-
Other Criticisms
Acceptable
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating

Ansvar
Ansvar Ethical Rating
Parent company: Ecclesiastical (Allchurches Trust Ltd)
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
Environment
-
Environmental Report
Poor
-
Environmental Destruction
Good
-
Carbon Disclosure & Reduction Targets
Acceptable
People
-
Irresponsible Lending
Good
-
Political Donations
Good
Other
-
Ethical Accreditation
Acceptable
-
Responsible Investment Policy
Acceptable
-
Other Criticisms
Acceptable
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating

Budget Insurance
Budget Insurance Ethical Rating
Parent company: BGL Group Ltd
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
Environment
-
Environmental Report
Poor
-
Environmental Destruction
Good
-
Carbon Disclosure & Reduction Targets
Poor
People
-
Irresponsible Lending
Good
-
Political Donations
Good
Other
-
Ethical Accreditation
Acceptable
-
Responsible Investment Policy
N/A
-
Other Criticisms
Acceptable
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating

Bupa
Bupa Ethical Rating
Parent company: Bupa (British United Provident Association Ltd)
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
Environment
-
Environmental Report
Good
-
Environmental Destruction
Good
-
Carbon Disclosure & Reduction Targets
Acceptable
People
-
Irresponsible Lending
Good
-
Political Donations
Good
Other
-
Ethical Accreditation
Acceptable
-
Responsible Investment Policy
Acceptable
-
Other Criticisms
Poor
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating

Ecclesiastical
Ecclesiastical Ethical Rating
Parent company: Allchurches Trust Ltd
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
Environment
-
Environmental Report
Poor
-
Environmental Destruction
Good
-
Carbon Disclosure & Reduction Targets
Acceptable
People
-
Irresponsible Lending
Good
-
Political Donations
Good
Other
-
Ethical Accreditation
Acceptable
-
Responsible Investment Policy
Acceptable
-
Other Criticisms
Acceptable
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating

The Co-operative Insurance
The Co-operative Insurance Ethical Rating
Parent company: The Co-operative Group Ltd
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
Environment
-
Environmental Report
Good
-
Environmental Destruction
Good
-
Carbon Disclosure & Reduction Targets
Good
People
-
Irresponsible Lending
Good
-
Political Donations
Poor
Other
-
Ethical Accreditation
Acceptable
-
Responsible Investment Policy
N/A
-
Other Criticisms
Poor
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating

UK General Insurance
UK General Insurance Ethical Rating
Parent company: Primary Group Ltd
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
Environment
-
Environmental Report
Poor
-
Environmental Destruction
Good
-
Carbon Disclosure & Reduction Targets
Poor
People
-
Irresponsible Lending
Good
-
Political Donations
Good
Other
-
Ethical Accreditation
Acceptable
-
Responsible Investment Policy
Poor
-
Other Criticisms
Good
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating

John Lewis
John Lewis Ethical Rating
Parent company: John Lewis Partnership Plc
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
Environment
-
Environmental Report
Good
-
Environmental Destruction
Good
-
Carbon Disclosure & Reduction Targets
Good
People
-
Irresponsible Lending
Good
-
Political Donations
Good
Other
-
Ethical Accreditation
Acceptable
-
Responsible Investment Policy
N/A
-
Other Criticisms
Poor
-
Other Criticisms+
Poor
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating

Zurich
Zurich Ethical Rating
Parent company: Zurich Insurance Group Ltd
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
Environment
-
Environmental Report
Good
-
Environmental Destruction
Good
-
Carbon Disclosure & Reduction Targets
Good
People
-
Irresponsible Lending
Good
-
Political Donations
Poor
Other
-
Ethical Accreditation
Acceptable
-
Responsible Investment Policy
Acceptable
-
Other Criticisms
Poor
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating

AXA
AXA Ethical Rating
Parent company: AXA SA
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
Environment
-
Environmental Report
Good
-
Environmental Destruction
Good
-
Carbon Disclosure & Reduction Targets
Good
People
-
Irresponsible Lending
Poor
-
Political Donations
Poor
Other
-
Ethical Accreditation
Acceptable
-
Responsible Investment Policy
Acceptable
-
Other Criticisms
Acceptable
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating

RAC
RAC Ethical Rating
Parent company: CVC Capital Partners SICAV-FIS S.A
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
Environment
-
Environmental Report
Poor
-
Environmental Destruction
Good
-
Carbon Disclosure & Reduction Targets
Acceptable
People
-
Irresponsible Lending
Good
-
Political Donations
Poor
Other
-
Ethical Accreditation
Acceptable
-
Responsible Investment Policy
N/A
-
Other Criticisms
Poor
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating

Allianz
Allianz Ethical Rating
Parent company: Allianz S.E.
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
Environment
-
Environmental Report
Good
-
Environmental Destruction
Poor
-
Carbon Disclosure & Reduction Targets
Good
People
-
Irresponsible Lending
Poor
-
Political Donations
Poor
Other
-
Ethical Accreditation
Acceptable
-
Responsible Investment Policy
Acceptable
-
Other Criticisms
Poor
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating

Fairmead Insurance
Fairmead Insurance Ethical Rating
Parent company: Allianz S.E.
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
Environment
-
Environmental Report
Good
-
Environmental Destruction
Poor
-
Carbon Disclosure & Reduction Targets
Good
People
-
Irresponsible Lending
Poor
-
Political Donations
Poor
Other
-
Ethical Accreditation
Acceptable
-
Responsible Investment Policy
Acceptable
-
Other Criticisms
Poor
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating

LV= (Liverpool Victoria)
LV= (Liverpool Victoria) Ethical Rating
Parent company: Allianz S.E.
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
Environment
-
Environmental Report
Good
-
Environmental Destruction
Poor
-
Carbon Disclosure & Reduction Targets
Good
People
-
Irresponsible Lending
Poor
-
Political Donations
Poor
Other
-
Ethical Accreditation
Acceptable
-
Responsible Investment Policy
Acceptable
-
Other Criticisms
Poor
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating