Pensions: Ethical Comparison Ratings Table
The average UK pension finances 23 tonnes of CO2 emissions each year. That’s the equivalent of driving nine family cars! Through its investments in fossil fuel-related industries, pension providers use your wages to pollute and consume non-renewables. What are the ethical alternatives?
Benchmark score within the category
Pensions: Ethical Comparison Ratings Table
Aviva
Aviva Ethical Rating
Parent company: Aviva Plc
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
Environment
-
Environmental Report
Good
-
Environmental Destruction
Good
-
Carbon Disclosure & Reduction Targets
Good
People
-
Irresponsible Lending
Poor
-
Political Donations
Good
Other
-
Ethical Accreditation
Good
-
Responsible Investment Policy
Acceptable
-
Other Criticisms
Good
-
Ethical Innovator
Good
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
Interactive Investor
Interactive Investor Ethical Rating
Parent company: Abrdn Plc
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
Environment
-
Environmental Report
Good
-
Environmental Destruction
Good
-
Carbon Disclosure & Reduction Targets
Good
People
-
Irresponsible Lending
Good
-
Political Donations
Good
Other
-
Ethical Accreditation
Poor
-
Responsible Investment Policy
Acceptable
-
Other Criticisms
Good
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
PensionBee
PensionBee Ethical Rating
Parent company: PensionBee Ltd
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
Environment
-
Environmental Report
Good
-
Environmental Destruction
Good
-
Carbon Disclosure & Reduction Targets
N/A
People
-
Irresponsible Lending
Good
-
Political Donations
Good
Other
-
Ethical Accreditation
Poor
-
Responsible Investment Policy
Acceptable
-
Other Criticisms
Good
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
Royal London
Royal London Ethical Rating
Parent company: The Royal London Mutual Insurance Society Ltd
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
Environment
-
Environmental Report
Good
-
Environmental Destruction
Good
-
Carbon Disclosure & Reduction Targets
Good
People
-
Irresponsible Lending
Good
-
Political Donations
Good
Other
-
Ethical Accreditation
Poor
-
Responsible Investment Policy
Poor
-
Other Criticisms
Good
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
Wesleyan
Wesleyan Ethical Rating
Parent company: Hampshire Trust Bank Plc
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
Environment
-
Environmental Report
Acceptable
-
Environmental Destruction
Good
-
Carbon Disclosure & Reduction Targets
Acceptable
People
-
Irresponsible Lending
Good
-
Political Donations
Good
Other
-
Ethical Accreditation
Poor
-
Responsible Investment Policy
Good
-
Other Criticisms
Good
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
LV= (Liverpool Victoria)
LV= (Liverpool Victoria) Ethical Rating
Parent company: Liverpool Victoria Financial Services Ltd
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
Environment
-
Environmental Report
Good
-
Environmental Destruction
Good
-
Carbon Disclosure & Reduction Targets
Acceptable
People
-
Irresponsible Lending
Good
-
Political Donations
Good
Other
-
Ethical Accreditation
Poor
-
Responsible Investment Policy
Poor
-
Other Criticisms
Good
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
Penfold
Penfold Ethical Rating
Parent company: Penfold Technology Ltd
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
Environment
-
Environmental Report
Poor
-
Environmental Destruction
Good
-
Carbon Disclosure & Reduction Targets
N/A
People
-
Irresponsible Lending
Good
-
Political Donations
Good
Other
-
Ethical Accreditation
Poor
-
Responsible Investment Policy
Acceptable
-
Other Criticisms
Good
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
NEST
NEST Ethical Rating
Parent company: Nest Corporation
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
Environment
-
Environmental Report
Acceptable
-
Environmental Destruction
Good
-
Carbon Disclosure & Reduction Targets
Acceptable
People
-
Irresponsible Lending
Good
-
Political Donations
Good
Other
-
Ethical Accreditation
Poor
-
Responsible Investment Policy
Poor
-
Other Criticisms
Good
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
Prudential UK
Prudential UK Ethical Rating
Parent company: M&G Plc
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
Environment
-
Environmental Report
Acceptable
-
Environmental Destruction
Good
-
Carbon Disclosure & Reduction Targets
Acceptable
People
-
Irresponsible Lending
Good
-
Political Donations
Good
Other
-
Ethical Accreditation
Poor
-
Responsible Investment Policy
Poor
-
Other Criticisms
Good
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
Legal & General
Legal & General Ethical Rating
Parent company: Legal & General Group Plc
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
Environment
-
Environmental Report
Good
-
Environmental Destruction
Good
-
Carbon Disclosure & Reduction Targets
Good
People
-
Irresponsible Lending
Poor
-
Political Donations
Good
Other
-
Ethical Accreditation
Poor
-
Responsible Investment Policy
Poor
-
Other Criticisms
Acceptable
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
Hargreaves Lansdown
Hargreaves Lansdown Ethical Rating
Parent company: Hargreaves Lansdown Plc
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
Environment
-
Environmental Report
Acceptable
-
Environmental Destruction
Good
-
Carbon Disclosure & Reduction Targets
Acceptable
People
-
Irresponsible Lending
Good
-
Political Donations
Good
Other
-
Ethical Accreditation
Poor
-
Responsible Investment Policy
Poor
-
Other Criticisms
Acceptable
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
Fidelity
Fidelity Ethical Rating
Parent company: FIL Ltd
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
Environment
-
Environmental Report
Good
-
Environmental Destruction
Poor
-
Carbon Disclosure & Reduction Targets
Good
People
-
Irresponsible Lending
Poor
-
Political Donations
Good
Other
-
Ethical Accreditation
Poor
-
Responsible Investment Policy
Poor
-
Other Criticisms
Acceptable
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
Standard Life
Standard Life Ethical Rating
Parent company: Phoenix Group Holdings Plc
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
Environment
-
Environmental Report
Acceptable
-
Environmental Destruction
Poor
-
Carbon Disclosure & Reduction Targets
Acceptable
People
-
Irresponsible Lending
Poor
-
Political Donations
Good
Other
-
Ethical Accreditation
Poor
-
Responsible Investment Policy
Poor
-
Other Criticisms
Acceptable
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
Sun Life
Sun Life Ethical Rating
Parent company: Phoenix Group Holdings Plc
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
Environment
-
Environmental Report
Acceptable
-
Environmental Destruction
Poor
-
Carbon Disclosure & Reduction Targets
Acceptable
People
-
Irresponsible Lending
Poor
-
Political Donations
Good
Other
-
Ethical Accreditation
Poor
-
Responsible Investment Policy
Poor
-
Other Criticisms
Acceptable
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
Zurich
Zurich Ethical Rating
Parent company: Zurich Insurance Group Ltd
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
Environment
-
Environmental Report
Good
-
Environmental Destruction
Good
-
Carbon Disclosure & Reduction Targets
Good
People
-
Irresponsible Lending
Poor
-
Political Donations
Poor
Other
-
Ethical Accreditation
Poor
-
Responsible Investment Policy
Poor
-
Other Criticisms
Poor
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
Scottish Widows
Scottish Widows Ethical Rating
Parent company: Lloyds Banking Group Plc
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
Environment
-
Environmental Report
Good
-
Environmental Destruction
Good
-
Carbon Disclosure & Reduction Targets
Acceptable
People
-
Irresponsible Lending
Poor
-
Political Donations
Good
-
Irresponsible Lending+
Poor
Other
-
Ethical Accreditation
Poor
-
Responsible Investment Policy
Poor
-
Other Criticisms
Poor
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
Aegon
Aegon Ethical Rating
Parent company: Aegon N.V
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
Environment
-
Environmental Report
Acceptable
-
Environmental Destruction
Poor
-
Carbon Disclosure & Reduction Targets
Acceptable
People
-
Irresponsible Lending
Poor
-
Political Donations
Poor
Other
-
Ethical Accreditation
Poor
-
Responsible Investment Policy
Poor
-
Other Criticisms
Acceptable
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
Nutmeg
Nutmeg Ethical Rating
Parent company: JP Morgan Chase & Co.
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
Environment
-
Environmental Report
Good
-
Environmental Destruction
Poor
-
Carbon Disclosure & Reduction Targets
Acceptable
People
-
Irresponsible Lending
Poor
-
Political Donations
Poor
Other
-
Ethical Accreditation
Poor
-
Responsible Investment Policy
Poor
-
Other Criticisms
Poor
-
Other Criticisms+
Poor
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
Vanguard
Vanguard Ethical Rating
Parent company: Zealous Inc.
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
Environment
-
Environmental Report
Good
-
Environmental Destruction
Poor
-
Carbon Disclosure & Reduction Targets
Acceptable
People
-
Irresponsible Lending
Poor
-
Political Donations
Poor
-
Irresponsible Lending+
Poor
Other
-
Ethical Accreditation
Poor
-
Responsible Investment Policy
Poor
-
Other Criticisms
Poor
-
Other Criticisms+
Poor
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
Bestinvest
Bestinvest Ethical Rating
Parent company: Permira Holdings Ltd/Warburg Pincus L.L.C.
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
Environment
-
Environmental Report
Poor
-
Environmental Destruction
Good
-
Carbon Disclosure & Reduction Targets
Poor
People
-
Irresponsible Lending
Poor
-
Political Donations
Poor
Other
-
Ethical Accreditation
Poor
-
Responsible Investment Policy
Poor
-
Other Criticisms
Poor
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating