Mortgages: Ethical Comparison - Page 2 of 2

Mortgages were previously provided by building societies. But now, banks and independent mortgage providers now offer loans to help you buy your new home. Find out about the unethical investment activities of banks and how this has complicated loans for the conscientious mortgagor.

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Benchmark score within the category

Mortgages: Ethical Comparison Ratings Table

Ecology Building Society

Ecology Building Society Ethical Rating

Parent company: Ecology Building Society

= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating

Environment

Environmental Report

Good
Environmental Destruction

Good
Carbon Disclosure & Reduction Targets

Good

People

Irresponsible Lending

Good
Political Donations

Good

Other

Ethical Accreditation

Poor
Responsible Investment Policy

Good
Mutual Status

Good
Other Criticisms

Good
Ethical Innovator

Good

= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating

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The Co-operative Bank

The Co-operative Bank Ethical Rating

Parent company: Coventry Building Society

= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating

Environment

Environmental Report

Good
Environmental Destruction

Good
Carbon Disclosure & Reduction Targets

Good

People

Irresponsible Lending

Good
Political Donations

Good

Other

Ethical Accreditation

Poor
Responsible Investment Policy

Acceptable
Mutual Status

Good
Other Criticisms

Good
Ethical Innovator

Good

= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating

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Coventry Building Society

Coventry Building Society Ethical Rating

Parent company: Coventry Building Society

= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating

Environment

Environmental Report

Good
Environmental Destruction

Good
Carbon Disclosure & Reduction Targets

Good

People

Irresponsible Lending

Good
Political Donations

Good

Other

Ethical Accreditation

Poor
Responsible Investment Policy

Acceptable
Mutual Status

Good
Other Criticisms

Good

= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating

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Nationwide Building Society

Nationwide Building Society Ethical Rating

Parent company: Nationwide Building Society

= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating

Environment

Environmental Report

Acceptable
Environmental Destruction

Good
Carbon Disclosure & Reduction Targets

Good

People

Irresponsible Lending

Good
Political Donations

Good

Other

Ethical Accreditation

Poor
Responsible Investment Policy

Good
Mutual Status

Good
Other Criticisms

Good

= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating

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Skipton Building Society

Skipton Building Society Ethical Rating

Parent company: Skipton Building Society

= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating

Environment

Environmental Report

Good
Environmental Destruction

Good
Carbon Disclosure & Reduction Targets

Good

People

Irresponsible Lending

Good
Political Donations

Good

Other

Ethical Accreditation

Poor
Responsible Investment Policy

Acceptable
Mutual Status

Good
Other Criticisms

Good

= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating

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Virgin Money

Virgin Money Ethical Rating

Parent company: Nationwide Building Society

= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating

Environment

Environmental Report

Acceptable
Environmental Destruction

Good
Carbon Disclosure & Reduction Targets

Good

People

Irresponsible Lending

Good
Political Donations

Good

Other

Ethical Accreditation

Poor
Responsible Investment Policy

Good
Mutual Status

Good
Other Criticisms

Good

= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating

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Yorkshire Building Society

Yorkshire Building Society Ethical Rating

Parent company: Yorkshire Building Society

= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating

Environment

Environmental Report

Good
Environmental Destruction

Good
Carbon Disclosure & Reduction Targets

Acceptable

People

Irresponsible Lending

Good
Political Donations

Good

Other

Ethical Accreditation

Poor
Responsible Investment Policy

Acceptable
Mutual Status

Good
Other Criticisms

Good

= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating

Learn more about this brand

Leeds Building Society

Leeds Building Society Ethical Rating

Parent company: Leeds Building Society

= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating

Environment

Environmental Report

Good
Environmental Destruction

Good
Carbon Disclosure & Reduction Targets

Good

People

Irresponsible Lending

Good
Political Donations

Good

Other

Ethical Accreditation

Poor
Responsible Investment Policy

Acceptable
Mutual Status

Good
Other Criticisms

Acceptable

= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating

Learn more about this brand

Atom Bank

Atom Bank Ethical Rating

Parent company: Atom Holdco Ltd

= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating

Environment

Environmental Report

Acceptable
Environmental Destruction

Good
Carbon Disclosure & Reduction Targets

Acceptable

People

Irresponsible Lending

Good
Political Donations

Good

Other

Ethical Accreditation

Poor
Responsible Investment Policy

Poor
Mutual Status

Acceptable
Other Criticisms

Good

= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating

Learn more about this brand

AIB

AIB Ethical Rating

Parent company: (Allied Irish Banks Plc) Government

= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating

Environment

Environmental Report

Good
Environmental Destruction

Good
Carbon Disclosure & Reduction Targets

Acceptable

People

Irresponsible Lending

Good
Political Donations

Good

Other

Ethical Accreditation

Poor
Responsible Investment Policy

Poor
Mutual Status

Acceptable
Other Criticisms

Acceptable

= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating

Learn more about this brand

Metro Bank

Metro Bank Ethical Rating

Parent company: Metro Bank Plc

= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating

Environment

Environmental Report

Good
Environmental Destruction

Good
Carbon Disclosure & Reduction Targets

Good

People

Irresponsible Lending

Good
Political Donations

Good

Other

Ethical Accreditation

Poor
Responsible Investment Policy

Poor
Mutual Status

Acceptable
Other Criticisms

Poor

= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating

Learn more about this brand

Newcastle Building Society

Newcastle Building Society Ethical Rating

Parent company: Newcastle Building Society

= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating

Environment

Environmental Report

Poor
Environmental Destruction

Good
Carbon Disclosure & Reduction Targets

Poor

People

Irresponsible Lending

Good
Political Donations

Good

Other

Ethical Accreditation

Poor
Responsible Investment Policy

Acceptable
Mutual Status

Good
Other Criticisms

Acceptable

= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating

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TSB

TSB Ethical Rating

Parent company: Banco Sabadell Group S.A.

= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating

Environment

Environmental Report

Acceptable
Environmental Destruction

Good
Carbon Disclosure & Reduction Targets

Acceptable

People

Irresponsible Lending

Poor
Political Donations

Good

Other

Ethical Accreditation

Poor
Responsible Investment Policy

Poor
Mutual Status

Acceptable
Other Criticisms

Acceptable

= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating

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Bank of Ireland

Bank of Ireland Ethical Rating

Parent company: Bank of Ireland Group Plc

= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating

Environment

Environmental Report

Good
Environmental Destruction

Good
Carbon Disclosure & Reduction Targets

Acceptable

People

Irresponsible Lending

Poor
Political Donations

Good

Other

Ethical Accreditation

Poor
Responsible Investment Policy

Poor
Mutual Status

Acceptable
Other Criticisms

Poor

= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating

Learn more about this brand

Bank of Scotland

Bank of Scotland Ethical Rating

Parent company: Lloyds Banking Group Plc

= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating

Environment

Environmental Report

Good
Environmental Destruction

Good
Carbon Disclosure & Reduction Targets

Good

People

Irresponsible Lending

Poor
Political Donations

Good
Irresponsible Lending+

Poor

Other

Ethical Accreditation

Poor
Responsible Investment Policy

Poor
Mutual Status

Acceptable
Other Criticisms

Poor
Other Criticisms+

Poor

= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating

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Halifax

Halifax Ethical Rating

Parent company: Lloyds Banking Group Plc

= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating

Environment

Environmental Report

Good
Environmental Destruction

Good
Carbon Disclosure & Reduction Targets

Good

People

Irresponsible Lending

Poor
Political Donations

Good
Irresponsible Lending+

Poor

Other

Ethical Accreditation

Poor
Responsible Investment Policy

Poor
Mutual Status

Acceptable
Other Criticisms

Poor
Other Criticisms+

Poor

= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating

Learn more about this brand

Lloyds Bank

Lloyds Bank Ethical Rating

Parent company: Lloyds Banking Group Plc

= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating

Environment

Environmental Report

Good
Environmental Destruction

Good
Carbon Disclosure & Reduction Targets

Good

People

Irresponsible Lending

Poor
Political Donations

Good
Irresponsible Lending+

Poor

Other

Ethical Accreditation

Poor
Responsible Investment Policy

Poor
Mutual Status

Acceptable
Other Criticisms

Poor
Other Criticisms+

Poor

= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating

Learn more about this brand

NatWest

NatWest Ethical Rating

Parent company: NatWest Group

= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating

Environment

Environmental Report

Good
Environmental Destruction

Acceptable
Carbon Disclosure & Reduction Targets

Acceptable

People

Irresponsible Lending

Poor
Political Donations

Acceptable
Irresponsible Lending+

Poor

Other

Ethical Accreditation

Poor
Responsible Investment Policy

Poor
Mutual Status

Acceptable
Other Criticisms

Poor

= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating

Learn more about this brand

Barclays

Barclays Ethical Rating

Parent company: Barclays Plc

= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating

Environment

Environmental Report

Good
Environmental Destruction

Poor
Carbon Disclosure & Reduction Targets

Good

People

Irresponsible Lending

Poor
Political Donations

Poor
Irresponsible Lending+

Poor

Other

Ethical Accreditation

Poor
Responsible Investment Policy

Poor
Mutual Status

Acceptable
Other Criticisms

Poor
Other Criticisms+

Poor

= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating

Learn more about this brand

RBS

RBS Ethical Rating

Parent company: NatWest Group

= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating

Environment

Environmental Report

Acceptable
Environmental Destruction

Poor
Carbon Disclosure & Reduction Targets

Acceptable

People

Irresponsible Lending

Poor
Political Donations

Acceptable
Irresponsible Lending+

Poor

Other

Ethical Accreditation

Poor
Responsible Investment Policy

Poor
Mutual Status

Acceptable
Other Criticisms

Poor

= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating

Learn more about this brand

Santander

Santander Ethical Rating

Parent company: Santander Group

= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating

Environment

Environmental Report

Good
Environmental Destruction

Poor
Carbon Disclosure & Reduction Targets

Acceptable

People

Irresponsible Lending

Poor
Political Donations

Poor
Irresponsible Lending+

Poor

Other

Ethical Accreditation

Poor
Responsible Investment Policy

Poor
Mutual Status

Acceptable
Other Criticisms

Poor

= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating

Learn more about this brand

First Direct

First Direct Ethical Rating

Parent company: HSBC Holdings Plc

= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating

Environment

Environmental Report

Good
Environmental Destruction

Poor
Carbon Disclosure & Reduction Targets

Acceptable

People

Irresponsible Lending

Poor
Political Donations

Poor
Irresponsible Lending+

Poor

Other

Ethical Accreditation

Poor
Responsible Investment Policy

Poor
Mutual Status

Acceptable
Other Criticisms

Poor
Other Criticisms+

Poor

= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating

Learn more about this brand

HSBC

HSBC Ethical Rating

Parent company: HSBC Holdings Plc

= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating

Environment

Environmental Report

Good
Environmental Destruction

Poor
Carbon Disclosure & Reduction Targets

Acceptable

People

Irresponsible Lending

Poor
Political Donations

Poor
Irresponsible Lending+

Poor

Other

Ethical Accreditation

Poor
Responsible Investment Policy

Poor
Mutual Status

Acceptable
Other Criticisms

Poor
Other Criticisms+

Poor

= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating

Learn more about this brand

Mortgages: Ethical Comparison Ratings Table

Mortgages: Ethical Comparison Ratings Table

Ecology Building Society Ethical Rating

Environment

Environmental Report

Environmental Destruction

Carbon Disclosure & Reduction Targets

People

Irresponsible Lending

Political Donations

Other

Ethical Accreditation

Responsible Investment Policy

Mutual Status

Other Criticisms

Ethical Innovator

The Co-operative Bank Ethical Rating

Environment

Environmental Report

Environmental Destruction

Carbon Disclosure & Reduction Targets

People

Irresponsible Lending

Political Donations

Other

Ethical Accreditation

Responsible Investment Policy

Mutual Status

Other Criticisms

Ethical Innovator

Coventry Building Society Ethical Rating

Environment

Environmental Report

Environmental Destruction

Carbon Disclosure & Reduction Targets

People

Irresponsible Lending

Political Donations

Other

Ethical Accreditation

Responsible Investment Policy

Mutual Status

Other Criticisms

Nationwide Building Society Ethical Rating

Environment

Environmental Report

Environmental Destruction

Carbon Disclosure & Reduction Targets

People

Irresponsible Lending

Political Donations

Other

Ethical Accreditation

Responsible Investment Policy

Mutual Status

Other Criticisms

Skipton Building Society Ethical Rating

Environment

Environmental Report

Environmental Destruction

Carbon Disclosure & Reduction Targets

People

Irresponsible Lending

Political Donations

Other

Ethical Accreditation

Responsible Investment Policy

Mutual Status

Other Criticisms

Virgin Money Ethical Rating

Environment

Environmental Report

Environmental Destruction

Carbon Disclosure & Reduction Targets

People

Irresponsible Lending

Political Donations

Other

Ethical Accreditation

Responsible Investment Policy