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Ethical brand ratings and accreditation since 2001

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The Co-operative Insurance

Is Co-operative Insurance ethical?

The Co-operative Insurance has been researched and ranked in The Good Shopping Guide’s Ethical Insurance Ratings Table. Our ethical requirements have not yet been met by this insurance provider, but we are confident that in the future, the company will make the necessary adjustments to operate as a more ethical insurance company. By pursuing Ethical Accreditation, Co-operative Insurance may increase consumer confidence and receive specific ethical recommendations from The Good Shopping Guide.

More information on the importance of Ethical Insurance, and the ethical issues faced by the sector, may be found in The Good Shopping Guide’s article on Ethical Insurance Companies.
Then, use our Ethical Insurance Rating Table to compare Co-operative Insurance to other insurance companies, and how the brand ranks for our research categories: the Environment, People and Animals.

What does The Co-operative Insurance do?

The Co-operative Insurance are a part of The Co-operative Group. The brand focuses on supporting customers through financial differences and difficulties. The Co-operative Insurance was founded in 1867 and offers home insurance, travel, pet, life and car insurance.

The Co-operative Group have a mission to find ethical and sustainable ways to navigate the finance sector, and to protect people and the planet, as well as profits.

For which criteria does The Co-operative Insurance perform poorly? 

The Co-operative Insurance received a low rating for Political Donations; The Co-operative Group Ltd has made over £1 million in donations to the Co-Operative Party since 2017. This political party has a political pact with Labour, and is closely affiliated with the party, and often acts as an alternative party in areas where there is no Labour candidate. Co-operative Party candidates and Labour party candidates will never stand for election against each other, however the Co-operative Party is a separate legal entity from Labour.

Past Criticisms of The Co-operative Insurance’s ethical record

The Co-operative Group was criticised along with other supermarkets for not protecting supply chain workers, as well as a year-long investigation uncovered that the supermarket had dropped suppliers without fair notice, changed them unfairly and unreasonably varied its supply deals.

In what areas does The Co-operative Group score well for its ethics?

The Co-operative Insurance scores highly within our research categories of Environmental Reporting, Climate Disclosure and also faced no criticisms for Environmental Destruction or Irresponsible Lending. The brand’s sustainability report contains a large range of targets that the brand can work towards. The Co-operative Insurance is also a member of the Science-Based Targets Initiative.

How can The Co-operative Insurance improve its ethical rating?

The Environment, People, and Animals are the three categories in which The Good Shopping Guide organises a brand’s Ethical Rating.

For more detailed guidance on how to grow and work toward being one of the greatest and most ethical insurance businesses, The Co-operative Insurance Company may submit an application for Ethical Accreditation.

By discontinuing all Political Donations and improving The Co-operative Group’s reputation among suppliers, The Co-operative Insurance may raise its rating and meet our essential ethical

CSR, Ethics and Sustainability certification for UK Insurance Companies

If you work for or with an insurance company that values ethics, or if you’re searching for ways to further your sustainability and CSR programmes, why not take a look at The Good Shopping Guide’s Ethical Accreditation? This accreditation of ethics and sustainability has been profitable and advantageous for successful insurance companies like ETA and Aviva. Contact us for additional details, or fill out our brief initial ethical assessment form to begin your Ethical Accreditation process.

Ethical performance in category


GSG score


GSG category benchmark


Ethical Rating


  • Environmental Report


  • Environmental Destruction


  • Carbon Disclosure & Reduction Targets



  • Irresponsible Lending


  • Political Donations



  • Ethical Accreditation


  • Responsible Investment Policy


  • Other Criticisms


= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating