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Ethical brand ratings and accreditation since 2001

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The Co-operative Insurance

Is Co-operative Insurance ethical?

The Co-operative Insurance has been researched and ranked in The Good Shopping Guide’s Ethical Insurance Ratings Table.

Our ethical requirements have not yet been met by this insurance provider, but we are confident that in the future, the company will make the necessary adjustments to operate as a more ethical insurance company. By pursuing Ethical Accreditation, Co-operative Insurance may increase consumer confidence and receive specific ethical recommendations from The Good Shopping Guide.

More information on the importance of Ethical Insurance, and the ethical issues faced by the sector, may be found in The Good Shopping Guide’s article on Ethical Insurance Companies.

You can also use our Ethical Insurance Rating Table to compare Co-operative Insurance to other insurance companies.

What does The Co-operative Insurance do?

The Co-operative Insurance are a part of The Co-operative Group. The brand focuses on supporting customers through financial differences and difficulties. The Co-operative Insurance was founded in 1867 and offers home insurance, travel, pet, life and car insurance.

The Co-operative Group have a mission to find ethical and sustainable ways to navigate the finance sector, and to protect people and the planet, as well as profits.

For which criteria does The Co-operative Insurance perform poorly? 

The Co-operative Insurance received a low rating for Political Donations, as the company has donated millions to the Co-operative Party in the last 5 years.

Additionally, the company receives a bottom rating for Other Criticisms. This is due to the fact that its parent company, The Co-operative Group, has come under fire for its alleged links to unethical activities, including several accusations of human rights abuses in its supply chain.

In what areas does The Co-operative Group score well for its ethics?

The Co-operative Insurance scores highly within our research categories of Environmental Reporting, Climate Disclosure and also faced no criticisms for Environmental Destruction or Irresponsible Lending.

The brand’s sustainability report contains a large range of targets that the brand can work towards. The Co-operative Insurance is also a member of the Science-Based Targets Initiative.

How can The Co-operative Insurance improve its ethical rating?

The Environment, People, and Animals are the three categories in which The Good Shopping Guide organises a brand’s Ethical Rating.

If The Co-operative Insurance ceased political donations and involvement in unethical activities, it could achieve a higher rating on our Insurance table.

CSR, Ethics and Sustainability certification for UK Insurance Companies

If you work for or with an insurance company that values ethics, or if you’re searching for ways to further your sustainability and CSR programmes, why not take a look at The Good Shopping Guide’s Ethical Accreditation? This accreditation of ethics and sustainability has been profitable and advantageous for successful insurance companies like ETA and Aviva. Contact us for additional details, or fill out our brief initial ethical assessment form to begin your Ethical Accreditation process.

Ethical performance in category


GSG score


GSG category benchmark


Ethical Rating


  • Environmental Report


  • Environmental Destruction


  • Carbon Disclosure & Reduction Targets



  • Irresponsible Lending


  • Political Donations



  • Ethical Accreditation


  • Responsible Investment Policy


  • Other Criticisms


  • Other Criticisms+


= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating