Insurance: Ethical Comparison Ratings Table
Several of the UK’s largest insurance companies are also funding industries with severe human rights concerns. From manufacturing weapons and other technologies used in war, to funding oppressive military governments, find out about how insurance brands are using your money.
Benchmark score within the category
Insurance: Ethical Comparison Ratings Table

Arma Karma

Arma Karma Ethical Rating
Parent company: Arma Karma Ltd
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
Environment
-
Environmental Report
Good
-
Environmental Destruction
Good
-
Carbon Disclosure & Reduction Targets
N/A
People
-
Irresponsible Lending
Good
-
Political Donations
Good
Other
-
Ethical Accreditation
Good
-
Responsible Investment Policy
Good
-
Other Criticisms
Good
-
Ethical Innovator
Good
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating

ETA

ETA Ethical Rating
Parent company: Two Three Bird (Pty) Ltd
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
Environment
-
Environmental Report
Good
-
Environmental Destruction
Good
-
Carbon Disclosure & Reduction Targets
N/A
People
-
Irresponsible Lending
Good
-
Political Donations
Good
Other
-
Ethical Accreditation
Good
-
Responsible Investment Policy
Good
-
Other Criticisms
Good
-
Brand/Product Ethics
Good
-
Company Group Rating
Good
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating

Zixty

Zixty Ethical Rating
Parent company: Zixty Ltd
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
Environment
-
Environmental Report
Good
-
Environmental Destruction
Good
-
Carbon Disclosure & Reduction Targets
N/A
People
-
Irresponsible Lending
Good
-
Political Donations
Good
Other
-
Ethical Accreditation
Good
-
Responsible Investment Policy
Good
-
Other Criticisms
Good
-
Ethical Innovator
Good
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating

Naturesave

Naturesave Ethical Rating
Parent company: Benefact Group Plc
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
Environment
-
Environmental Report
Good
-
Environmental Destruction
Good
-
Carbon Disclosure & Reduction Targets
Good
People
-
Irresponsible Lending
Good
-
Political Donations
Good
Other
-
Ethical Accreditation
Good
-
Responsible Investment Policy
Good
-
Other Criticisms
Good
-
Brand/Product Ethics
Good
-
Company Group Rating
Acceptable
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating

Aviva

Aviva Ethical Rating
Parent company: Aviva Plc
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
Environment
-
Environmental Report
Good
-
Environmental Destruction
Good
-
Carbon Disclosure & Reduction Targets
Good
People
-
Irresponsible Lending
Poor
-
Political Donations
Good
Other
-
Ethical Accreditation
Good
-
Responsible Investment Policy
Acceptable
-
Other Criticisms
Good
-
Ethical Innovator
Good
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating

General Accident

General Accident Ethical Rating
Parent company: Aviva Plc
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
Environment
-
Environmental Report
Good
-
Environmental Destruction
Good
-
Carbon Disclosure & Reduction Targets
Good
People
-
Irresponsible Lending
Poor
-
Political Donations
Good
Other
-
Ethical Accreditation
Good
-
Responsible Investment Policy
Acceptable
-
Other Criticisms
Good
-
Ethical Innovator
Good
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating

Quote Me Happy

Quote Me Happy Ethical Rating
Parent company: Aviva Plc
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
Environment
-
Environmental Report
Good
-
Environmental Destruction
Good
-
Carbon Disclosure & Reduction Targets
Good
People
-
Irresponsible Lending
Poor
-
Political Donations
Good
Other
-
Ethical Accreditation
Good
-
Responsible Investment Policy
Acceptable
-
Other Criticisms
Good
-
Ethical Innovator
Good
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating

Hastings Direct

Hastings Direct Ethical Rating
Parent company: Sampo Plc
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
Environment
-
Environmental Report
Good
-
Environmental Destruction
Good
-
Carbon Disclosure & Reduction Targets
Good
People
-
Irresponsible Lending
Good
-
Political Donations
Good
Other
-
Ethical Accreditation
Poor
-
Responsible Investment Policy
Good
-
Other Criticisms
Good
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating

Ageas

Ageas Ethical Rating
Parent company: Ageas S.A./N.V.
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
Environment
-
Environmental Report
Good
-
Environmental Destruction
Good
-
Carbon Disclosure & Reduction Targets
Good
People
-
Irresponsible Lending
Good
-
Political Donations
Good
Other
-
Ethical Accreditation
Poor
-
Responsible Investment Policy
Acceptable
-
Other Criticisms
Good
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating

Express Insurance Services

Express Insurance Services Ethical Rating
Parent company: The Ardonagh Group Ltd
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
Environment
-
Environmental Report
Poor
-
Environmental Destruction
Good
-
Carbon Disclosure & Reduction Targets
Good
People
-
Irresponsible Lending
Good
-
Political Donations
Good
Other
-
Ethical Accreditation
Poor
-
Responsible Investment Policy
Good
-
Other Criticisms
Good
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating

NFU Mutual

NFU Mutual Ethical Rating
Parent company: The National Farmers Union Mutual Society Ltd
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
Environment
-
Environmental Report
Good
-
Environmental Destruction
Good
-
Carbon Disclosure & Reduction Targets
Good
People
-
Irresponsible Lending
Good
-
Political Donations
Good
Other
-
Ethical Accreditation
Poor
-
Responsible Investment Policy
Poor
-
Other Criticisms
Good
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating

Swinton

Swinton Ethical Rating
Parent company: The Ardonagh Group Ltd
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
Environment
-
Environmental Report
Poor
-
Environmental Destruction
Good
-
Carbon Disclosure & Reduction Targets
Good
People
-
Irresponsible Lending
Good
-
Political Donations
Good
Other
-
Ethical Accreditation
Poor
-
Responsible Investment Policy
Good
-
Other Criticisms
Good
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating

Urban Jungle

Urban Jungle Ethical Rating
Parent company: Urban Jungle Services Ltd
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
Environment
-
Environmental Report
Poor
-
Environmental Destruction
Good
-
Carbon Disclosure & Reduction Targets
N/A
People
-
Irresponsible Lending
Good
-
Political Donations
Good
Other
-
Ethical Accreditation
Poor
-
Responsible Investment Policy
Good
-
Other Criticisms
Good
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating

Admiral

Admiral Ethical Rating
Parent company: Admiral Group Plc
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
Environment
-
Environmental Report
Acceptable
-
Environmental Destruction
Good
-
Carbon Disclosure & Reduction Targets
Good
People
-
Irresponsible Lending
Good
-
Political Donations
Good
Other
-
Ethical Accreditation
Poor
-
Responsible Investment Policy
Poor
-
Other Criticisms
Good
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating

Budget Insurance

Budget Insurance Ethical Rating
Parent company: Markerstudy Group Ltd
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
Environment
-
Environmental Report
Acceptable
-
Environmental Destruction
Good
-
Carbon Disclosure & Reduction Targets
Good
People
-
Irresponsible Lending
Good
-
Political Donations
Good
Other
-
Ethical Accreditation
Poor
-
Responsible Investment Policy
Good
-
Other Criticisms
Acceptable
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating

Dial Direct

Dial Direct Ethical Rating
Parent company: Markerstudy Group Ltd
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
Environment
-
Environmental Report
Acceptable
-
Environmental Destruction
Good
-
Carbon Disclosure & Reduction Targets
Good
People
-
Irresponsible Lending
Good
-
Political Donations
Good
Other
-
Ethical Accreditation
Poor
-
Responsible Investment Policy
Good
-
Other Criticisms
Acceptable
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating

Diamond

Diamond Ethical Rating
Parent company: Admiral Group Plc
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
Environment
-
Environmental Report
Acceptable
-
Environmental Destruction
Good
-
Carbon Disclosure & Reduction Targets
Good
People
-
Irresponsible Lending
Good
-
Political Donations
Good
Other
-
Ethical Accreditation
Poor
-
Responsible Investment Policy
Poor
-
Other Criticisms
Good
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating

Elephant

Elephant Ethical Rating
Parent company: Admiral Group Plc
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
Environment
-
Environmental Report
Acceptable
-
Environmental Destruction
Good
-
Carbon Disclosure & Reduction Targets
Good
People
-
Irresponsible Lending
Good
-
Political Donations
Good
Other
-
Ethical Accreditation
Poor
-
Responsible Investment Policy
Poor
-
Other Criticisms
Good
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating

Jaunt

Jaunt Ethical Rating
Parent company: Markerstudy Group Ltd
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
Environment
-
Environmental Report
Acceptable
-
Environmental Destruction
Good
-
Carbon Disclosure & Reduction Targets
Good
People
-
Irresponsible Lending
Good
-
Political Donations
Good
Other
-
Ethical Accreditation
Poor
-
Responsible Investment Policy
Good
-
Other Criticisms
Acceptable
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating

Ansvar

Ansvar Ethical Rating
Parent company: Benefact Group Plc
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
Environment
-
Environmental Report
Acceptable
-
Environmental Destruction
Good
-
Carbon Disclosure & Reduction Targets
Good
People
-
Irresponsible Lending
Good
-
Political Donations
Good
Other
-
Ethical Accreditation
Poor
-
Responsible Investment Policy
Acceptable
-
Other Criticisms
Acceptable
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating

Ecclesiastical

Ecclesiastical Ethical Rating
Parent company: Benefact Group Plc
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
Environment
-
Environmental Report
Acceptable
-
Environmental Destruction
Good
-
Carbon Disclosure & Reduction Targets
Good
People
-
Irresponsible Lending
Good
-
Political Donations
Good
Other
-
Ethical Accreditation
Poor
-
Responsible Investment Policy
Acceptable
-
Other Criticisms
Acceptable
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating

More Than

More Than Ethical Rating
Parent company: Intact Financial Corporation
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
Environment
-
Environmental Report
Acceptable
-
Environmental Destruction
Good
-
Carbon Disclosure & Reduction Targets
Good
People
-
Irresponsible Lending
Good
-
Political Donations
Acceptable
Other
-
Ethical Accreditation
Poor
-
Responsible Investment Policy
Poor
-
Other Criticisms
Good
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating

RSA

RSA Ethical Rating
Parent company: Intact Financial Corporation
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
Environment
-
Environmental Report
Acceptable
-
Environmental Destruction
Good
-
Carbon Disclosure & Reduction Targets
Good
People
-
Irresponsible Lending
Good
-
Political Donations
Acceptable
Other
-
Ethical Accreditation
Poor
-
Responsible Investment Policy
Poor
-
Other Criticisms
Good
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating

Churchill

Churchill Ethical Rating
Parent company: Direct Line Insurance Group Plc
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
Environment
-
Environmental Report
Good
-
Environmental Destruction
Good
-
Carbon Disclosure & Reduction Targets
Good
People
-
Irresponsible Lending
Good
-
Political Donations
Good
Other
-
Ethical Accreditation
Poor
-
Responsible Investment Policy
Poor
-
Other Criticisms
Poor
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating

Direct Line

Direct Line Ethical Rating
Parent company: Direct Line Insurance Group Plc
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
Environment
-
Environmental Report
Good
-
Environmental Destruction
Good
-
Carbon Disclosure & Reduction Targets
Good
People
-
Irresponsible Lending
Good
-
Political Donations
Good
Other
-
Ethical Accreditation
Poor
-
Responsible Investment Policy
Poor
-
Other Criticisms
Poor
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating

John Lewis

John Lewis Ethical Rating
Parent company: John Lewis Partnership Plc
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
Environment
-
Environmental Report
Good
-
Environmental Destruction
Good
-
Carbon Disclosure & Reduction Targets
Acceptable
People
-
Irresponsible Lending
Good
-
Political Donations
Good
Other
-
Ethical Accreditation
Poor
-
Responsible Investment Policy
Good
-
Other Criticisms
Poor
-
Other Criticisms+
Poor
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating

RAC

RAC Ethical Rating
Parent company: CVC Capital Partners/GIC Private Ltd
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
Environment
-
Environmental Report
Acceptable
-
Environmental Destruction
Good
-
Carbon Disclosure & Reduction Targets
Good
People
-
Irresponsible Lending
Good
-
Political Donations
Poor
Other
-
Ethical Accreditation
Poor
-
Responsible Investment Policy
Good
-
Other Criticisms
Poor
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating

Bupa

Bupa Ethical Rating
Parent company: Bupa (British United Provident Association Ltd)
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
Environment
-
Environmental Report
Poor
-
Environmental Destruction
Good
-
Carbon Disclosure & Reduction Targets
Good
People
-
Irresponsible Lending
Good
-
Political Donations
Good
Other
-
Ethical Accreditation
Poor
-
Responsible Investment Policy
Good
-
Other Criticisms
Poor
-
Other Criticisms+
Poor
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating

The Co-operative Insurance

The Co-operative Insurance Ethical Rating
Parent company: The Co-operative Group Ltd
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
Environment
-
Environmental Report
Good
-
Environmental Destruction
Good
-
Carbon Disclosure & Reduction Targets
Good
People
-
Irresponsible Lending
Good
-
Political Donations
Poor
Other
-
Ethical Accreditation
Poor
-
Responsible Investment Policy
Good
-
Other Criticisms
Poor
-
Other Criticisms+
Poor
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating

AA

AA Ethical Rating
Parent company: TowerBrook Capital Partners L.P./Warburg Pincus L.L.C.
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
Environment
-
Environmental Report
Acceptable
-
Environmental Destruction
Good
-
Carbon Disclosure & Reduction Targets
Good
People
-
Irresponsible Lending
Poor
-
Political Donations
Poor
Other
-
Ethical Accreditation
Poor
-
Responsible Investment Policy
Acceptable
-
Other Criticisms
Poor
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating

Zurich

Zurich Ethical Rating
Parent company: Zurich Insurance Group Ltd
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
Environment
-
Environmental Report
Good
-
Environmental Destruction
Good
-
Carbon Disclosure & Reduction Targets
Good
People
-
Irresponsible Lending
Poor
-
Political Donations
Poor
Other
-
Ethical Accreditation
Poor
-
Responsible Investment Policy
Poor
-
Other Criticisms
Poor
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating

AXA

AXA Ethical Rating
Parent company: AXA SA
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
Environment
-
Environmental Report
Good
-
Environmental Destruction
Good
-
Carbon Disclosure & Reduction Targets
Acceptable
People
-
Irresponsible Lending
Poor
-
Political Donations
Poor
-
Irresponsible Lending+
Poor
Other
-
Ethical Accreditation
Poor
-
Responsible Investment Policy
Poor
-
Other Criticisms
Acceptable
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating

Allianz

Allianz Ethical Rating
Parent company: Allianz S.E.
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
Environment
-
Environmental Report
Good
-
Environmental Destruction
Poor
-
Carbon Disclosure & Reduction Targets
Good
People
-
Irresponsible Lending
Poor
-
Political Donations
Poor
-
Irresponsible Lending+
Poor
Other
-
Ethical Accreditation
Poor
-
Responsible Investment Policy
Poor
-
Other Criticisms
Poor
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating

LV= (Liverpool Victoria)

LV= (Liverpool Victoria) Ethical Rating
Parent company: Allianz S.E.
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating
Environment
-
Environmental Report
Good
-
Environmental Destruction
Poor
-
Carbon Disclosure & Reduction Targets
Good
People
-
Irresponsible Lending
Poor
-
Political Donations
Poor
-
Irresponsible Lending+
Poor
Other
-
Ethical Accreditation
Poor
-
Responsible Investment Policy
Poor
-
Other Criticisms
Poor
= GSG Top Rating = GSG Middle Rating = GSG Bottom Rating